Having more choices is always better than having fewer choices. Everyone knows that. Right?
Some politicians are proposing a government-controlled health insurance system called the “public option,” and claiming it will just be a new health insurance choice for everyone. But the public option will ultimately lead to FEWER health care choices for American families.
“Story” video details how the public option could require a new $2,300 a year payroll tax increase on the average American worker – even if they like their current coverage and care. Worst of all, “Story” highlights how the public option could eventually force all Americans into a one-size-fits-all government health insurance system, leaving us with only one coverage option. Let’s build on what’s working where private coverage, Medicare and Medicaid work together – not start over with a government-controlled health insurance system like the public option. Get the whole story here.
A public option could be funded by tax dollars, used to keep insurance premiums low for those who choose the public option. Sounds good so far. But that creates unintended consequences.
Fewer Coverage Choices
Higher Taxes and Private Premiums
Fewer Hospital Choices
More than 130,000
More than 130,000 Americans would be forced off their existing health plans as private insurers exit the marketplaces within a year of the introduction of a public option. Within less than a decade, 20% of state marketplaces would no longer offer even a single private insurance option.
The public option would eventually become the third-most expensive government program, behind only Medicare and Social Security, both of which are at risk for the seniors who rely on them.
The public option would put 55% of all rural hospitals throughout 46 states at high risk of closure. That number represents 1,037 hospitals, 63,000 hospital beds and 420,000 health care employees.
Under the public option, 20 percent of state marketplaces would not offer a single private insurance option within a decade
A public option could add over $700 billion to the 10 year federal deficit, with dramatically larger losses in subsequent years.
A public option could require tax increases on most Americans, including middle-income families.
A “Two-Tier” Health System
A public option could create a “two-tier” health system where employer-based insurance provides access to a different set of hospitals or services than others.
The public option could result in a $2,300/year payroll tax increase on the average worker.
Disrupt and Eliminate
The public option could disrupt and eliminate private plans in the individual market.
So how do we fix the problems in our current health care system? How do we make health care more affordable and accessible to everyone?
We don’t do it by supporting a public option proposal that’s designed to become a one-size-fits-all, government health insurance system. Because when we all work together as Americans, we are unstoppable.